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Ray Wallace

Ray Wallace

Senior Loan Officer

245 E Main St, Pullman, WA 99163
Own what matters
Own what matters

About Me

I have been playing music since my teenage years and I love the collaboration that a band needs to come together for a great performance. 

As a Loan Originator, I believe that there is a similar “jam” as all of our mortgage band members come together to present you with the best possible home financing solution. I bring the same passion and dedication to work as I do in making music. To me, each loan is its own amazing piece of music and determining the best loan for your individual situation is like discovering the right combination of rhythm and lead to make a song come alive. What’s best is that our focus is to make YOU the star, putting you front and center of the band. We can then stand at the end of the performance and take a bow to cheers all around knowing that we ROCKED this loan! 

For decades, my musical approach has consistently helped the people I work with: 

First-time homebuyers 

Move-up homebuyers 

Self-employed borrowers 

Owners of rental properties 

I make the complex mortgage lending experience simple, transparent and affordable and I offer a diverse line of loan options to give my customers the most appropriate loan to make their home financing dreams a reality! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
5.0
4.93
5.0
Taylor
Apr 10, 2024
Verified

This is the best experience I've had with acquiring a loan. Ray Wallace was completely professional and supportive throughout the process. This was my first experience with a Reverse Mortgage and Ray and the Guild Team made this comfortable and easy. I also contacedt my colleagues on "the Hill" to inquire about the type of mortgage I was considering and they were fully supportive and recommended not only the type of mortgage but Guild. It's a win for me - I can stay in my home as I retire at 75 with limited resources and continue to enjoy the familiarity of my surroundings. I am so very grateful to Ray Wallace and Guild Mortgage. Thank you!
Brian
Apr 01, 2024
Verified

Everything worked well thanks to Ray
Joe
Mar 04, 2024
Verified

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Luke P
Feb 20, 2024
Verified

Ray Wallace is extremely knowledgeable, kind, supportive, and kept me up to date and educated on and through the process. Would keep coming back to work with Ray.
Luke
Feb 12, 2024
Verified

Ray Wallace was very attentive, answered all my questions, kept me up to date and educated on the process, and was very kind.
Hope
Feb 12, 2024
Verified

Ray is very responsive and answers all our questions thoroughly!

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Awards

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Causes I'm
passionate about

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NMLS ID #363664
I am authorized to do business in the states of Idaho and Washington.